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Ask for the CLUE Report Before You Buy a Home in Tennessee
A CLUE report shows a home insurance claims history. Buyers cannot pull it, so you have to ask the seller. Here is how to get it and what the claims mean.

Khristian Schlemmer
2 days ago6 min read


Do You Have to Disclose a Death in the House in Tennessee?
Tennessee Code 66-5-207 protects sellers who do not disclose a death, homicide, felony, or suicide in a home. Here is what it covers and where it stops.

Khristian Schlemmer
5 days ago6 min read


Selling a House in a Trust in Tennessee: 2026 Guide
Selling a house in a trust in Tennessee skips probate if the deed is right. See what the trustee signs and what your title company will ask for before closing.

Khristian Schlemmer
6 days ago8 min read


Buying a House in Winter in Middle Tennessee
Winter in Middle Tennessee brings fewer listings, slower sales, and sellers with a reason to move. Here is what the Wilson County numbers show, where a buyer's leverage really shows up (credits, buydowns, closing dates), and the winter inspection and holiday closing traps to plan for before you write an offer.

Khristian Schlemmer
6 days ago8 min read


Buying a Home With a Shared Driveway in Tennessee
Buying a home with a shared driveway in Tennessee? Check the recorded easement, maintenance agreement, and lender rules first. Here is the 6-step checklist.

Khristian Schlemmer
7 days ago7 min read


Selling a House With Leased Solar Panels in Tennessee
Selling a house with leased solar panels in Tennessee? Clear the UCC-1 filing and choose transfer, buyout, or prepay before you list. Start here.

Khristian Schlemmer
Oct 288 min read


How to Respond to a Repair Request After Inspection in TN
A buyer's repair list starts a deadline most Tennessee sellers never see coming. If nothing is signed before the Resolution Period ends, the contract terminates and the buyer gets the earnest money back. Here's how to choose between repairs, a credit, a counter, or a firm no in today's Wilson County market.

Khristian Schlemmer
Oct 278 min read


Self-Employed and Buying a House in Tennessee: 2026 Guide
Self-employed and buying a house in Tennessee? Lenders use net income after write-offs, not revenue. Here is what they want and what to do if returns fall short.

Khristian Schlemmer
Oct 277 min read


Rent-Back Agreements in Tennessee: Can the Seller Stay After Closing?
A rent-back agreement in Tennessee lets the seller stay after closing, usually up to 60 days. Here is how to set the term, daily rate, and escrow holdback.

Khristian Schlemmer
Oct 267 min read


Down Payment Gift Funds in Tennessee: 2026 Rules
Down payment gift funds in Tennessee can cover 100% on a primary residence. Here are the donor rules, gift letter requirements, and the 2026 IRS limits.

Khristian Schlemmer
Oct 257 min read


Selling a House With Tenants in Tennessee: What to Know
Selling the house does not end the lease. In Tennessee a fixed-term lease transfers with the property and the buyer inherits your tenant, along with the security deposit and the prorated rent. Here is what actually changes at closing, how to handle showings, and the three ways to sell a tenant-occupied property.

Khristian Schlemmer
Oct 247 min read


How to Get Out of a Listing Agreement in Tennessee
You can get out of a Tennessee listing agreement, but the contract is with the brokerage and the carry-over clause can still cost you a commission. Here is the order of operations.

Khristian Schlemmer
Oct 228 min read


Why Home Sales Fall Through in Tennessee (and How to Save Yours)
Nashville's home sale cancellation rate hit 14.3% in July 2026. Here are the five things killing Tennessee deals and how to keep yours from being one.

Khristian Schlemmer
Oct 187 min read


Mortgage Rates Above 7%: What Tennessee Buyers Should Do
Rates hit 7.03%. How a mortgage rate lock in Tennessee protects your payment, what an extension costs, and why your leverage with sellers just improved.

Khristian Schlemmer
Oct 178 min read


Do You Need a Survey When Buying a House in Tennessee?
A survey is not required in Tennessee, but your title policy excludes boundary problems without one. See what a survey costs and when it is worth ordering.

Khristian Schlemmer
Sep 297 min read
How Long Does It Take to Close on a House in Tennessee?
How long does it take to close on a house in Tennessee? Plan on 30 to 45 days. Here is the stage-by-stage timeline and what actually causes delays.

Khristian Schlemmer
Sep 207 min read


Should You Use the Builder Preferred Lender in Tennessee?
Builder incentives in Middle Tennessee are the most aggressive they have been in years, and nearly all come with a string attached to the lender. Under RESPA a builder cannot require you to use theirs, but they can tie the credit to it. Here is how to compare the two offers on total cost instead of interest rate.

Khristian Schlemmer
Sep 18 min read


Buying a Home for Sale With Leased Solar Panels in Tennessee
Leased solar panels carry a UCC-1 filing that can block closing. Here is how transfer approval, buyout costs, and DTI impact affect your Tennessee deal.

Khristian Schlemmer
Aug 258 min read


Who Picks the Title Company in Tennessee? 2026 Rules
In Tennessee, the buyer picks the settlement agent that closes the transaction, subject to lender approval. A new state law that took effect July 1, 2026 makes that clearer, and federal RESPA rules have always backed it up. Here is what changed, what a closing package actually costs in Wilson County, and the title insurance discount almost nobody asks for.

Khristian Schlemmer
Aug 199 min read


Should you buy a house now or wait for rates to drop?
In the Nashville metro, buyers have more leverage right now than at almost any point since 2019. The metro is sitting near 6.83 months of supply, up from about 3.35 a year ago. In Wilson County, homes are now taking around 73 days to sell, up from 57 last year. The same market that's frustrating you with mid-6% rates is handing you negotiating power that disappears in a low-rate frenzy.

Khristian Schlemmer
Aug 137 min read
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