Market Updates

If you bought a Nashville-area home in 2023 or 2024 with a rate above 7%, it's worth running the numbers. Rates in 2026 have settled into the mid-6% range, and refinancing could shave $200 to $450 off your monthly payment on a typical loan. The deciding factor is your break-even point: divide your closing costs (about $3,000 to $5,000) by your monthly savings, and if you plan to stay in the home past that many months, refinancing likely pays off. By Khristian Schlemmer | July

Because a fixed rate only locks your principal and interest not your taxes and insurance. Your lender collects those in an escrow account, re-analyzes it once a year, and after Wilson County's 2026 reappraisal raised assessed values and Tennessee insurance premiums climbed 6–15%, many escrow accounts came up short. To catch up and cover the higher bills going forward, your servicer raised your monthly payment. It's one of the most common questions Lebanon and Mt. Juliet homeo

Can Wilson County Seniors Freeze Their Property Taxes After the 2026 Reappraisal? Yes. Homeowners 65 and older with 2025 income at or below $63,470 — a limit Wilson County raised from $51,790 in June — can freeze their property tax bill at its current amount, permanently shielding it from future increases. Applications go through the Wilson County Trustee's Office in Lebanon. A separate state Tax Relief program also reimburses taxes for lower-income seniors, disabled homeowne

Wilson County homeowners are seeing property values rise an average of 66% in the 2026 reappraisal, but that doesn’t mean property taxes will increase by 66%. Tennessee’s revenue-neutral law requires the county to lower the tax rate after a reappraisal. The key is how your home compares to the county average. Learn what the new assessments mean for your tax bill, home value, and whether now is the right time to buy or sell in Lebanon, Tennessee.